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It can be a humbling experience to file bankruptcy. You may have always had your finances under control, but an unexpected event or series of financial choices may have resulted in debt that you just can't ever pay off. There is nothing to be ashamed of; many people file bankruptcy each year, and it's designed to give you a new financial start. This is a good time to evaluate your spending habits and reconfigure your budget. You'll also want to make some plans to help avoid debt in the future. An additional benefit of filing bankruptcy is that it makes you a resource for others who are struggling financially. Once your bankruptcy is resolved, you'll most likely feel relief and know that it was the best possible decision.

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